Critical Illness Insurance
🍁 Serving Canadians Nationwide
No Medical Exam
Critical Illness Insurance
The Little-Known Insurance Plan That Pays You a Tax-Free Lump Sum While You're Still Living — Even If You've Already Been Diagnosed
Most Canadians don't know this option exists. Find out if you qualify — no doctor visit required.
2.4M+
Canadians Living With Heart Disease
2 in 5
Canadians Diagnosed With Cancer
$100K
Maximum Tax-Free Benefit
<24hrs
Typical Approval Time
Here's what makes this plan different:
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Unlike traditional plans, this is structured so a prior diagnosis in one area doesn't automatically disqualify you from coverage in another
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No medical tests or exams required — most Canadians find out if they qualify in less than 24 hours
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Pays a tax-free lump sum directly to YOU — not to doctors, hospitals, or lenders — so you decide exactly how to use it
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Available to Canadians up to age 75, including those who have already been declined by other insurers
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Choose coverage for Cancer, Cardiac events, or both — structured as separate plans so one claim doesn't cancel the other
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Backed by one of Canada’s most established and reputable insurance companies, with coverage options reaching up to $100,000
Find Out If You Qualify Today
No medical tests. No pressure. Just a quick, simple process to see your options.
Check My Eligibility Now →
Takes less than 60 seconds · No obligation · 100% Confidential
"I was told I couldn't get coverage because of my diabetes. This plan covered me within a day — no exam, no hassle. I finally have peace of mind."
— Verified Canadian Policyholder